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A cohabitation agreement is a legal document between unmarried couples who are living together. At any time either before you move in with a partner or when you have been living together for many years.A cohabitation agreement is a formal legal document for unmarried couples who live together. A cohabitation agreement for unmarried couples is a written contract between you and your significant other. This is a contract, between two people who live together, which sets out their agreement on the division of their combined assets.