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With a general durable power of attorney, you can say who you want to take care of everything if you cannot take care of your own affairs. Certain financial institutions can also serve."durable," which means your agent will have powers even if you become disabled. Also known as a special power of attorney, this POA document limits the agent to a set number of conditions. In this form, you are the principle and the person you give authority to is called the agent. Your Power of Attorney ends when you die. It is not a substitute for a will. This document is effective immediately when executed unless you state a future date or occurrence that will activate the powers expressed in this form. Powers of attorney can be limited in duration and in scope. Your power of attorney may be a general or limited power of attorney.