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Clinical Nurse Specialist, Kay Greveson, explains: A pre-existing medical condition can be affected by changes in temperature and climate and should always be declared, even if it is being controlled by medication.

The time period during which an individual policy won't pay for care relating to a pre-existing condition. Under an individual policy, conditions may be excluded permanently (known as an "exclusionary rider").

What is a pre-existing condition? A pre-existing condition is a disease, illness or injury which you have received medication, treatment or advice for; or that you have experienced symptoms before the start of your cover, whether or not you have sought advice from a medical professional.

existing condition is no longer a hindrance to attaining health insurance. It should not prevent you and your family from safeguarding your financial security; therefore, health insurance coverage for those with preexisting diseases is certainly attainable.

Insurers maintained lists of health conditions for which applicants would routinely be denied coverage. Declinable conditions included AIDS/HIV, congestive heart failure, diabetes, epilepsy, severe obesity, pregnancy, and severe mental disorders.

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Medicaid is a state and federal program that provides health coverage for eligible individuals with low-income, including children. The program covers a wide range of medical services and may be available to children with pre-existing conditions based on their family's income and other eligibility criteria. You can check the Medicaid eligibility requirements on the Texas Health and Human Services Commission website.

CHIP (Children's Health Insurance Program) is a state and federal program aimed at providing affordable health coverage to children in families who earn too much to qualify for Medicaid but cannot afford private insurance. CHIP covers children with pre-existing conditions as well, ensuring they receive necessary healthcare services. Eligibility for CHIP depends on factors such as income, age, and family size.

Child health insurance programs in Texas, such as Medicaid and CHIP, may involve costs, but they are based on a sliding scale according to the family's income. Some families may be eligible for free or low-cost coverage, while others may have small monthly premiums or co-payments for certain services. It is advisable to check the specific program details and financial requirements for accurate information.

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Is there health insurance for pre-existing conditions? Insurers maintained lists of health conditions for which applicants would routinely be denied coverage.Will health care reform laws make it easier to include a child with an ongoing health problem on my insurance plan? Yes. Children who have a pre-existing medical condition can get All Kids. Pre-existing condition exclusions are no longer applied to members covered under health insurance policies and group health plans. Finding coverage for your kids may be hard, but it's not impossible. Your children can receive ALL Kids coverage as long as they meet the other eligibility rules. Existing condition is no longer a hindrance to attaining health insurance.

Child Health Insurance With Pre Existing Conditions

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Do you have to declare pre-existing conditions?

What are pre-existing conditions exclusions?

What counts as a pre-existing condition for health insurance?

Can I get medical insurance with a pre-existing condition?

Which pre-existing conditions are not covered?

Interesting Questions

What is child health insurance with pre-existing conditions?

Is child health insurance with pre-existing conditions available in Texas?

How can I apply for child health insurance with pre-existing conditions in Texas?

What is Medicaid, and can my child qualify for it?

What is CHIP, and how does it work for children with pre-existing conditions?

Are there any waiting periods for child health insurance with pre-existing conditions in Texas?

Can I be denied child health insurance coverage due to pre-existing conditions?

Are there any costs associated with child health insurance with pre-existing conditions in Texas?

Can my child be enrolled in both Medicaid and CHIP simultaneously?

What happens if my child's pre-existing condition changes while covered under child health insurance?

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