Whether you're borrowing money or providing a loan to someone else, a Promissory Note is usually the best way to establish a record of the transaction and make sure that repayment terms, for example, are clear and fair.
However, an “IOU†is generally regarded as only an acknowledgment of a debt, not a promise to pay the debt. However, this form is a written promise to pay a debt.
You can respond with a letter, which can serve as your formal answer to the complaint. Be sure to file a copy of your response on Plaintiff's attorney and a file a copy with the court. You need to admit or deny the allegations in the complaint and assert any defenses to the debt you may have.
Prepare your response, which is called an "Answer." In your Answer, you must address each allegation in the complaint and state your defenses. You can find templates for Answers online or at the court clerk's office. 4. File your Answer with the court by the deadline stated in the summons.
You would respond to the court with a general denial of all of the allegations regarding you owing the debt and the actual amount of the debt. What you do is copy the heading on the top of the complaint and then under that you title your document Answer.
Your answer must be in writing and must be filed (received) on time with the Clerk of Courts at the Courthouse of the County listed at the top of the Summons (For example, Duval County Courthouse, etc.).
Answering the lawsuit can be as simple as drafting a document and writing 'admit' or 'deny' or “without knowledge” in correlation to each numbered paragraph in the summons. Your answer to the lawsuit must address every allegation individually.
If you're not going to hire an attorney, however, many courts have forms or templates that you can use for your answer. There may even have been one included with your summons and complaint. Check the website of your state's courts to see if there are forms available.
The summons you received should give you a time frame within which you need to respond. You need to respond in writing by denying that you owe the debt and asserting that the statute of limitations has run as discussed above. You should be notified of a court date and can go in and lay out your case at that point.
Your answer must be in writing and must be filed (received) on time with the Clerk of Courts at the Courthouse of the County listed at the top of the Summons (For example, Duval County Courthouse, etc.).
The Florida Courts E-Filing Portal is a single statewide website where users can file court documents in Florida's trial and appellate courts. E-filing is the electronic filing of documents to the clerk's office.
In addition to caption requirements, the motion must: (1) be in writing; (2) be signed by the party or party attorney making the motion; (3) state the grounds on which it is based; (4) be served on the adverse party; and (5) be alleged specifically and be sworn to by the defendant.
