A judgment creditor may ask the court to seize your property in order to pay a debt for which the court has issued a judgment. A Debt Settlement Services provider offers services or programs that directly, or indirectly claim to renegotiate, settle, reduce or alter the terms of payment.The creditor generally has 3 years (4 years if the debt is owed for the sale of goods) from the date the debt becomes due to ask the court to order you to pay. When you complete Form MD 656, you should address all of the reasons you believe you cannot, or should not, pay the full amount due. You can file a civil case to get your money or property back. The court that hears the case will depend on the amount involved. For example, they may not use a false company or creditor name, or give out untrue credit information about you. Please contact the administrator if you have questions.
