A judgment creditor may ask the court to seize your property in order to pay a debt for which the court has issued a judgment. A Debt Settlement Services provider offers services or programs that directly, or indirectly claim to renegotiate, settle, reduce or alter the terms of payment.The creditor generally has 3 years (4 years if the debt is owed for the sale of goods) from the date the debt becomes due to ask the court to order you to pay. What you can do on this Debtor Portal: . View account balance(s); Make a one-time payment. This brochure is for people in Maryland with unsecured consumer debt who want to know what happens if they get sued. Unsecured consumer debt. The Offer in Compromise (OIC) Program allows you to settle your tax debt for less than the full amount you owe. Debt consolidation in Maryland is a strategy that involves combining multiple debts into a single, more manageable loan. It is a way of consolidating all of your debts into a single loan with one monthly payment.