See below for answers to common questions about debt and judgment collection and how to protect yourself from aggressive debt collectors. With debt consolidation, you take out a larger, low-interest loan and use that money to pay off your higher-interest unsecured loans.You usually have 30 days to appeal judgments. If you do not appeal, the creditor can pay a PA constable or sheriff money to try to collect the money from you. For Pennsylvania personal income tax purposes, taxpayers report taxable debt forgiveness in the class of income for which the debt was cancelled. To get started, give Century's debt settlement experts a call at 855-417-6648 or fill out our online contact form. Debt settlement programs allow you to negotiate with your creditors to pay less than what is owed in exchange for partial debt relief. It is a way of consolidating all of your debts into a single loan with one monthly payment. Learn how to complete a task with the City. Programs. Additionally, a Pennsylvania debt management plan consolidates your separate monthly payments into a single, manageable amount.
