Be an informed borrower. We've compiled tools, tips, calculators and resources to help you manage your debt and finance your education.Make a budget for yourself to keep your debt within manageable limits. Promissory notes and loan counseling. If you're worried about how to get out of debt, here are some things to know — and how to find legitimate help. Find out if you're eligible. Getting a summons, which is an official notice of a lawsuit against you, is upsetting, but you can't ignore it. Simply call your lenders and ask about any available financial hardship programs. Debt collectors and creditors may not harass, oppress or abuse you or any third parties while collecting a debt. During these third party contacts, debt collectors and creditors may not reveal that you owe any debt.
