Therefore, a person can be personally liable for damages even though they did not intend to cause someone harm under negligence. Under the FTCA, the federal government acts as a self-insurer, and recognizes liability for the negligent or wrongful acts or omissions of its employees.Most professionals also have professional liability insurance to cover work-related negligence. Our Phoenix government negligence attorneys can help you through the process of bringing a claim against the state. Gather Evidence Proving Your Claim. Your attorney will continue to gather evidence supporting your case. For a plaintiff to use negligence per se, the statute must have been designed to protect the plaintiff from the harm of which he complains. If you bring an Arizona liability claim, the other side may claim you were also at fault for the crash. Any contributory negligence remains a complete defense to any claim under the. Plaintiff sued Costco alleging negligence, breach of fiduciary duty, fraud, negligent misrepresentation, intentional infliction of emotional distress.