What are the main types of business torts? Legal scholars divide torts into three types based on the intention behind the actintentional torts, negligent torts, and strict liability torts.We are dedicated to supporting and enhancing the practice of legal professionals in torts, insurance and compensation law. An intentional tort involves a tortfeasor deliberately causing harm to another party. An intentional tort requires the same basic elements of all tort claims. The SF-95 is available from the claims office. There are three types of tort actions; negligence, intentional torts, and strict liability. The elements of each are slightly different. New York courts have consistently dismissed claims for intentional infliction of emotional distress based on an insurer's failure to pay insurance benefits. Prior to the 1990 amendment, sovereign immunity shielded the state from tort liability in the absence of insurance, and that immunity applied to "political.