The GTCA allows individuals to sue the State of Georgia where two conditions are met. A Standard Form 95 with all supporting documents needs to be filed with the appropriate government agency involved before the expiration of two years.Georgia lawmakers plan to focus on tort reform when they reconvene in January 2024. Put simply, a tort is a wrongful act that leads to civil liability. In a basic tort action, four elements exist: (1) a duty, (2) a breach of the duty, (3) proximate causation and (4) damages. In Georgia, victims of car accidents have two years from the date of the accident to file a personal injury claim. Georgia Insurance companies typically use one of two ways to calculate pain and suffering damages: The Multiplier and Per Diem method. Assembly of Georgia's public policy that the State will be liable in Tort actions only as provided for in the "Georgia Tort. A claim must be filed within two years of the date the claim accrued. The Georgia Point System ranges from 2 to 6 points.