What are the main types of business torts? There are three main types of torts: negligence, strict liability, and intentional tort.Under the FTCA, the federal government acts as a self-insurer, and recognizes liability for the negligent or wrongful acts or omissions of its employees. A tort is a civil wrong that causes a third party financial or personal loss. Comparative negligence laws dictate how the responsibility for an accident will be shared between the parties directly involved in an accident. Personal Injury and Torts lets you streamline your Illinois research without cutting back on breadth or depth. State shall be filled within 180 days after the action occurs. Personal injury cases fall under what is known as tort law. Somewhat like a personal tort, a business tort occurs when the wrongful conduct of an individual or business causes financial harm to another business. TORT: To commit a tort is to act in a manner that is wrongful and injurious toward another.