Pennsylvania law states that full tort coverage gives the injury victim an unrestricted right to seek compensation for injuries from the at-fault driver. As the name suggests, Limited Tort limits the type of compensation that can be recovered for personal injuries following a vehicle accident.Full Tort coverage typically costs a bit more, but gives you unrestricted access to sue the other party for "pain and suffering. The word tort refers to a wrong doing that causes injury. In Pennsylvania, you have the right to elect one two (2) types of automobile insurance; full tort or limited tort. This limitation means you can sue for monetary damages such as medical bills, lost wages, or other outofpocket expenses. Choosing a limited tort option means that you have limited your right to sue and cannot seek full compensation for all expenses as well as pain and suffering. In Pennsylvania, you can choose between two forms of auto insurance: full tort and limited tort. When a Pennsylvania driver buys auto insurance, they must choose a "tort option. The limited tort option and its effect on your claim for compensation if you are injured in a motor vehicle accident in Pennsylvania.
