Pennsylvania law states that full tort coverage gives the injury victim an unrestricted right to seek compensation for injuries from the at-fault driver. Conversion is the deprivation of another's right to use or possess personal property.Three general categories of tort law include intentional torts, negligence, and strict liability torts. 1. In Pennsylvania, you have the right to elect one two (2) types of automobile insurance; full tort or limited tort. In Pennsylvania, residents have tort coverage on their car insurance policies. However, you can choose between "Limited Tort" and "Full Tort" coverage. There are three types of tort actions; negligence, intentional torts, and strict liability.