On September 14, 1955 the Insurance Company instituted an action against Wayne on the claim to which it had become subrogated concerning cargo damage. EICH, C.J. In this "insurer bad-faith"1 case we are asked to hold that an insurer may properly decline to defend an action against its insured on the basis.Under the FTCA, the federal government acts as a self-insurer, and recognizes liability for the negligent or wrongful acts or omissions of its employees. Plaintiff in the trial court appeals an order granting defendants' motion for summary judgment in this negligence action. The issue on appeal concerns whether an automobile liability insurer owes a duty of good faith and fair dealing to its insured in the context of. That coverage is intended to pay the minitort liability on your behalf. Options: a no-fault auto insurance policy or a traditional tort liability policy. Abuse: The Time Has Come to Hold Parents Liable for Failing to Protect Their Children, 37. Hous. L. Under the common law tort of negligence.