Declaration sought to determine the insurance issues and appropriate relief. Declaratory Judgment Complaints.Generally, there are certain allegations that are important to include in most insurance coverage complaints:. The insured can seek a stay or dismissal of an insurer's declaratory judgment action on a number of procedural, jurisdictional, and factual grounds. This is an action for declaratory relief to settle important questions concerning the. This is an action for declaratory judgment pursuant to CPLR 3001. 2. Attached to the complaint is a copy of the Policy. Plaintiffs seek a declaration that the Policy does not provide coverage for potential claims. An insured files a declaratory judgment action against their insurer and names an injured third party who shares citizenship with the insured. Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination.