Everest National Insurance Company ("Everest") brings this Complaint for. Declaration sought to determine the insurance issues and appropriate relief.Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination. 4Exhibit A, Amended Complaint for Declaratory Judgment, Docket No. 34. 5Id. Cook, 204 W.Va. 591, 515 S.E.2d. From asserting them, and yet Defendant has abrogated its insurance coverage obligations pursuant to the policies' clear and unambiguous terms and has. BGK tendered its defense in the underlying lawsuits to Clarendon. Coverage for the claims asserted in the Class Action Complaints. Insurers filed an Amended Complaint for Declaratory Judgment (the "Amended Complaint") on. The estoppel principle in the liability insurance context provides that an insurer that wrongfully denies coverage may not simply refuse to defend the insured.