Better understand the elements of declaratory judgment in Texas and what strategies to take when seeking DEC actions for insurance coverage The fastest way to get help with an insurance question.Call our Help Line at 800-252-3439. Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination. The United States District Court's look at whether a party that is not an insured may seek a declaration regarding an insurer's duties under its policy. The above referenced declaratory judgment action seeks a determination of Plaintiff Indian Harbor Insurance Company's. On April 15, 2020, Florida's Third District Court of Appeal held PTIC stated a legally sufficient cause of action for declaratory relief against its insureds. View on Westlaw or start a FREE TRIAL today, § . 94-3419-F, was filed in the 116th Judicial District Court of Dallas County, Texas, on April 8, 1994. Plaintiff is doing business in Dallas County, Texas.