For legal questions and advice, you must contact an attorney. You will need to request and receive a Florida Court Order specifically directing the Department.A filing fee must be paid to the Clerk of Court. An action for declaratory relief may be the appropriate recourse in an insurance covereage dispute. Because of Defendant's refusal to extend coverage for all losses, it has become necessary for Plaintiffs to retain the services of the undersigned attorney. 86.121 Attorney fees; actions for declaratory relief to determine insurance coverage after total coverage denial of claim. 86.011 Jurisdiction of trial court. When the carrier disputes coverage in a first party claim the declaratory judgment strategy has potential benefits but little risk. 1. Benefits:. This is a type of lawsuit that seeks clarification of rights rather than money damages. This article provides a brief overview of actions for a declaratory judgment under Florida law.