Declaratory judgment actions allow parties to a potential action to determine their rights and responsibilities before a lawsuit is filed. An insured files a declaratory judgment action against their insurer and names an injured third party who shares citizenship with the insured.The packet is to assist you in obtaining a title for a vehicle you own but for which you did not receive a title at the time of purchase. Held: Safeway's insurance policy did not name Napleton as a loss payee when. The court may order a speedy hearing of an action for a declaratory judgment and may advance it on the calendar. The Plaintiff's complaint is based on Chapter 86, Florida Statutes, which is the state's version of the Declaratory Judgment Act. A federal court recently denied an insurer's motion to dismiss an insured's claim for declaratory relief. Texas, Florida, Illinois Coverage Update. 08.15.2018. In Illinois, most insurance coverage disputes are litigated in declaratory judgment actions. For legal questions and advice, you must contact an attorney.