An insurer may want to file a declaratory judgment action before the policyholder files suit so that the insurer has the first choice of available forums. Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination.For a justiciable controversy to exist, the parties to the action must be seeking a declaration or clarification of their rights.3. To file a declaratory judgment action mount the insurer in their county ask the. Strategies for Declaratory. For a justiciable controversy to exist, the parties to the action must be seeking a declaration or clarification of their rights.3. An action or proceeding is not open to objection on the ground that a declaratory judgment or decree is prayed for. Be careful what you ask for in your declaratory judgment action" could have been an appropriate subtitle. In the probate court except where this title specifically and explicitly provides for some action in the court.").