A declaratory judgment is a court order that declares the rights and obligations of the parties involved in a personal injury case. Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination.To file a declaratory judgment action mount the insurer in their county ask the. Strategies for Declaratory. Resolve Questions Arising During Administration. An insurer may want to file a declaratory judgment action before the policyholder files suit so that the insurer has the first choice of available forums. A declaratory judgment is a judicial determination of the rights of respective parties, as opposed to coercive relief or damages. The purpose of declaratory. Declaratory Judgment. Garnishment. Bill of Review. Certiorari.