A declaratory judgment is a special type of lawsuit that allows you to seek a court order explaining the legal rights and duties of the parties to the suit. A recent opinion out of the Appellate Court of Illinois,.Everest National Insurance Company ("Everest") brings this Complaint for. Wausau Business Insurance Company filed this suit to obtain a declaratory judgment that a commercial general liability insurance policy that it issued to Fisher. Thereafter, on September 11, 2003, Combined filed a complaint in the circuit court of Cook County, Illinois. Coverage for the claims asserted in the Class Action Complaints. Types of evidence not pleaded in the underlying complaint in a declaratory judgment action regarding the duty to defend. If you have a dispute with your insurance company, the most common form of legal relief is a Declaratory Judgment action. Pekin denied coverage based on two exclusions contained in the policy. Defendant. ) ) ) ) ) COMPLAINT FOR DECLARATORY JUDGMENT.