Plaintiff also argued that, under either Illinois or Michigan law, the exclusion at issue did not bar conversion claims. While Andary and Krueger could not seek reimbursement for specific medical expenses until the expenses were actually incurred under MCL.The Illinois class action case remains pending. In January 2010, GM Sign filed this declaratory judgment action in the Wayne circuit court. Requirements of Illinois public policy embodied in the mandatory insurance laws. This declaratory judgment action arises out of a Commercial General Liability insurance policy. ("C. This declaratory judgment action arises out of a Commercial General Liability insurance policy. ("C. Defendant. ) ) ) ) ) COMPLAINT FOR DECLARATORY JUDGMENT. To determine whether an insurer has a duty to defend, we compare the allegations of the underlying complaint with the coverage provided in the insurance policy. Declaratory judgment that no coverage was owed under the insurance policy.