The procedure for obtaining a declaratory judgment pursuant to Minnesota Statutes, chapter 555, shall be in accordance with these rules. Held: Safeway's insurance policy did not name Napleton as a loss payee when.The Minnesota Supreme Court has "consistently urged" insurers to resolve coverage issues in such situations through the use of declaratory judgment actions. In the context of an insurance coverage dispute, the Minnesota appellate courts have not tied the accrual date to the policyholder's actual demand for payment. Commercial Union Ins. In the context of an insurance coverage dispute, the Minnesota appellate courts have not tied the accrual date to the policyholder's actual demand for payment. 97 Pecoraro settled Count. States: 2018, at 2 (Nov. Unless otherwise provided in the insurance policy, the. The district court determined that Minnesota Statutes section 65A.