Have your policy number ready. • Ask for a written response to your complaint.The Ohio Supreme Court recently determined that an insurance company litigating coverage issues in a declaratory judgment action must name third party claimant. If a court in a civil action enters a final judgment that awards damages to a plaintiff for injury, death, or loss to the person or property of the plaintiff. Appellant seeks a declaration that appellee had a duty to defend the insureds against the Bethlehem complaint. Declaratory Judgment Actions . 9. Insurance Coverage . . . . . . . . . Damages; and (3) an Ohio subclass for insurance bad faith under Ohio law. Declaratory judgment that Ohio Security has such a duty to defend. After Linq filed its declaratory judgment action, Ohio Security answered and.