Complete the top section of the Order (CIV-121). These will be submitted for Judicial review.If an insurance company has refused to defend a lawsuit, or if you are facing a declaratory relief action, you need an experienced insurance lawyer. Courts have traditionally held that an insurance company has no right to intervene in the liability action against the insured to seek a coverage determination. At all relevant times,. Travelers has been and is transacting the business of insurance in the state of California and in. A declaratory judgment is a court order that declares the rights and obligations of the parties involved in a personal injury case. The United States District Court's look at whether a party that is not an insured may seek a declaration regarding an insurer's duties under its policy. A declaratory judgment action is a type of lawsuit that allows businesses and individuals to seek a court's conclusive ruling on an uncertain legal issue. No policyholder wants to hear the word "rescission" in the context of an insurance claim.