Application for insurance policy (containing insured's representations). "However, there is no presumption in favor of abstention in declaratory actions generally, nor in insurance coverage cases specifically.Policyholders purchase insurance policies as a safety net, promising financial protection in times of need. A declaratory judgment that there was no coverage. You will be required to complete Affidavit for Vehicle Title Application. The affidavit must be notarized. 8. The insurer argued that the policyholder's declaratory judgment claim was redundant of its breach of contract claim. How Can Declaratory Judgment Actions Help Resolve Insurance-Coverage Disputes Arising from Coronavirus-Related Business Closures? Room of respondent San Jose Healthcare System LP dba Regional Medical Center San. (2) Cases seeking a declaratory judgment as to insurance coverage for personal injury or property damage;.