A declaratory judgment action is a type of lawsuit that allows businesses and individuals to seek a court's conclusive ruling on an uncertain legal issue. Fill in the names of the Plaintiff(s) and Defendant(s), sign and print name, address and telephone number.An insured files a declaratory judgment action against their insurer and names an injured third party who shares citizenship with the insured. The United States District Court's look at whether a party that is not an insured may seek a declaration regarding an insurer's duties under its policy. The insurer filed a declaratory action and was held to be justified in denying coverage due to a business exclusion clause in the policy. Declaratory judgment action to establish the absence of coverage. • Determine if the insured wishes to "selectively tender" to another insurer. Allstate defended the Plautzes under a reservation of rights and filed a declaratory judgment lawsuit regarding coverage.