Fill in the names of the Plaintiff(s) and Defendant(s), sign and print name, address and telephone number. An action or proceeding shall not be open to objection on the ground that a declaratory judgment or decree is prayed for.A declaratory judgment action is a type of lawsuit that allows businesses and individuals to seek a court's conclusive ruling on an uncertain legal issue. Grange filed a declaratory judgment action to determine whether third-party allegations against the Roberts were covered under the Roberts' insurance policy. In. If there is any doubt, the insurer can file a declaratory action and avoid some of the potential pitfalls of a bad faith claim. Damages and attorney fee exposure can make a mistaken coverage denial costly. The GEICO policy then defines "occupying" to mean "in, upon, getting into or getting out of.