The plaintiff must serve the defendant with the foreclosure complaint. This can be done through certified mail, a courier service or in person.We can provide you with samples of court forms that are available. • We can provide you with guidance on how to fill out forms. (1) Whether there is widespread fraud in the foreclosure process;. You have 35 days from the date you are served with the summons and complaint to file an answer to the NJ foreclosure complaint. I have read the Complaint and certify that the allegations contained in the Complaint are true to the best of my knowledge and belief. ▫ Qwest Securities Action: The firm represented New Jersey in an opt-out case against. In the Eastern District of Pennsylvania and 33 cases in the Southern District of New York). On July 29, 2015, the New Jersey court entered final judgment in the foreclosure action against Plaintiff.