A lien holder will go to court and obtain a court order for repossession. This order, called a Writ of Replevin, allows for recovery of the vehicle in question.Repo's Allowed: If repossession discussed with debtor the secured party must give a ten-day notice otherwise peaceful repossession allowed. Repossession is a self-help remedy available to creditors that allows them to take possession of the car; the creditor doesn't have to sue you first. The process of starting a replevin action usually begins with filing a complaint. For a lienholder to certify that a vehicle has been legally repossessed. Typically, creditors use the legal process of replevin to repossess property. As long as they can get the crane-arm over your vehicle, they can lift it out. Best way to keep the repo-man off your back is to kee. Usually, the creditor in a secured loan doesn't need to get a repossession order form from a court.
