The Arizona Repossession Affidavit form, officially known as form 48-0902, is a crucial document used in the repossession process. Edit, sign, and share az repossession online.No need to install software, just go to DocHub, and sign up instantly and for free. This page will provide an overview of Arizona's Repossession Laws and what you should know if you've fallen behind on car payments. Relatives, friends or the Navajo Nation may be able to give you a loan so you can catch up with your payments. If the creditor has a secured interest in the vehicle, they have the right to conduct a repossession once the consumer enters into default. Repo's Allowed: Yes, As per UCC, repossession allowed without committing a breach of the peace. If you don't reach an agreement, your lender may demand that you return the car. If you agree to a "voluntary repossession," you might pay less in fees.