Learn more about New York's repossession laws, what New York repo agents can and cannot do, and what happens after the car is taken away. The lender or leaseholder can repossess the car even if you are only a few weeks behind in your payments and even without any notice to you.If you believe you are a victim please contact the Bronx DA's Civilian Complaint Unit at 718-590-2300 or fill out the corresponding form below. Recovery agents are responsible for completing an inventory of the personal property found in the vehicle. What Happens After Vehicle Repossession; Personal Property in the Vehicle; Paying the Deficiency; Report a Problem. Talking to Your Lender. The clerk will check off the boxes in a Consumer Credit Transaction Answer In Person form. Most police agencies won't really entertain prosecution on a complaint of hiding mortgaged assets. Are you following up on a complaint? Vehicle Repossession Protection Lawyers in the Bronx.