The following are guidelines to help you formulate a repossession policy for the credit union to follow. Learn more about New York's repossession laws, what New York repo agents can and cannot do, and what happens after the car is taken away.Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. Is your car about to be repossessed in Queens? Call our vehicle repossession lawyer at the Law Office of Seni Popat today for dedicated legal support. Learn about repossession laws from the NYC Bar Legal Referral Service. Find an attorney in New York. When you are finished, you can print your completed form. Go to a DOF Business Center. Bring the required documents with you.