Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker.The following are guidelines to help you formulate a repossession policy for the credit union to follow. The lender or leaseholder can repossess the car even if you are only a few weeks behind in your payments and even without any notice to you. The following is a sample vehicle repossession letter disputing collection activities associated with a deficiency from a motor vehicle repossession. This product provides you with the necessary letter(s) template for you to use in order to help remove vehicle repossessions from your credit report. How do tow truck companies find cars in a random parking lot (such as Walmart) for title loans that are in default? A full suite of resources for TLC-licensed drivers, vehicle owners, and businesses. Use the links below to learn more about the resources available to you. Also relevant forms and procedures, including how to fill out the form.