This page will provide an overview of Florida's Repossession Laws and what you should know if you've fallen behind on car payments. 1. Enter the lienholder's name and address.Your creditor may have the right to repossess or take back your car without going to court or without warning you in advance. The Florida Department of Agriculture and Consumer Services (FDACS) licenses and regulates the recovery and repossession industry in Florida. Repossession of vehicles or other property often pushes people into filing bankruptcy. Most courts even have forms you can fill out to respond to the suit. How do I Purchase and Download a Forms Package? The following steps will assist you in purchasing a form download package. We have cars for sale, each with pictures and details. If you're interested in seeing the car in person, please fill out the form at the bottom of this page.