How do I fill this out? Under California law, the lender can repossess your vehicle without any prior notice to you so long as you're as little as one day late on payment.If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Repossession is lawful only when the written contract for the purchase or lease of the vehicle states that the creditor has the right to repossess the vehicle. California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments as well. You also have the right to get back your personal possessions in the vehicle. Unlike some other states, California does not require the finance company to notify you before they repossess your vehicle. California repossession law mandates lenders to provide borrowers with a notice of intent to repossess before taking any repossession action. The consumer has the right to reinstate the contract (i.e.
