How does the loan of IDFC first bank foreclosure work? I had taken a 24-month EMI and I have paid 12 EMI.Obtain No Dues Certificate:Once the payment is made, request a No Dues Certificate or a loan closure letter from IDFC Bank. IDFC Foreclosure Letter - Free download as Word Doc (. This article will provide you with the format and samples for a loan foreclosure request letter format and help you write a good letter. Check out how to write a perfect loan closure letter with the help of this article. The Notice of Trustee Sale must be mailed to you at least 20 days before the day they plan to sell your home. The notice must also be posted on your property. Borrower shall be cancelled. Since June, I have been consistently following up with your bank to obtain a foreclosure letter.