While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender. If you default on your car loan payments, the lender can take your car back through repossession or replevin.Learn the difference. If a car loan lender can't repossess a vehicle, it will probably get possession of the car through a process called "replevin." The process of starting a replevin action usually begins with filing a complaint. Geraci's Litigation team is fully prepared to represent you in replevin cases. At the start of a lawsuit, seized goods are returned to their rightful owner. In California, a vehicle can be repossessed if the borrower fails to meet their loan obligations or fails to make insurance payments. 1. Form Adopted for Mandatory Use. Judicial Council of California.
