I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. This page will provide an overview of California's Repossession Laws and what you should know if you've fallen behind on car payments.How do I fill this out? Unlike some other states, California does not require the finance company to notify you before they repossess your vehicle. Immediately notify the police agency in the locality where the repossession occurred. The lender might call that the "deficiency". In California, consumers are not required to be sent a pre-repossession notice. I bought a car, I am current on my payments, and the dealer is harassing me to sign a new contract. The notice must also disclose the charges for storing the car and any personal effects. Don't Lose Your Car to Repossession in the First Place.