The Affidavit of Defense will let you explain why you did not make payments on the car. The Affidavit of Defense will let you explain why you did not make payments on the car, and explain any defenses you have to the repossession.Understanding Illinois car repossession laws a comprehensive guide to your rights and available options. Forms should be downloaded to your computer before filling in the fields. This notice should be sent with an "Affidavit of Defense" form. Follow these fast steps to edit the PDF Bill Of Sale Form Illinois Affidavit Of Repossession Templates online for free. Defective Technology: Restricted to I-PASS, E-ZPASS or Pay-by-Plate customer in good standing. Redeem the value of the loan, in order to buy back the vehicle; or; File an Affidavit of Defense to the Creditor, which sends the case to court. Liquidation Documents: Title and Repossession Affidavit, Out of State Repossession titles and affidavits are accepted. Plates: Remain with the debtor.