Understanding Illinois car repossession laws a comprehensive guide to your rights and available options. This complaint will describe the property that is being repossessed.This is an attorney desk reference manual from Illinois Legal Aid Online. The following documents must be submitted: • Application for Vehicle Title in the lienholder's name and the appropriate title fee. This page will provide an overview of Illinois' Repossession Laws and what you should know if you've fallen behind on car payments. In Illinois, creditors are allowed to conduct a repossession without sending a pre-repossession notice to the consumer. We will explore the unfortunate situations where a repo occurs as a result of lender errors. Before a complaint can be filed, you must fill out the attached Credit. Steps on how to handle a repossessed car from getting your car back to at least get your items out of the car. Westlake Customer Care. ×.