Understanding Illinois car repossession laws a comprehensive guide to your rights and available options. Use our EasyForm to fill out a letter to the repossession company to demand your property.This complaint will describe the property that is being repossessed. A program to help you ask for the return of your personal property left inside of a repossessed car. Learn more about Illinois' repossession laws, what Illinois repo agents can and cannot do, and what happens after the car is taken away. In Illinois, creditors are allowed to conduct a repossession without sending a pre-repossession notice to the consumer. If you believe your car has been wrongfully repossessed in Illinois, you should contact an attorney immediately. This guide aims to answer key questions that Illinois citizens may have regarding car repossession, shedding light on their rights and legal protections. Chapter 13 is the most effective route for reclaiming a repossessed vehicle. It's the smarter choice for several reasons.