Address. Commissioner of Motor Vehicles (enter Name of Motor Vehicles office notified). Complete this form and bring it with the license plates, if any, to any Motor Vehicles office.This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker. The lender or leaseholder can repossess the car even if you are only a few weeks behind in your payments and even without any notice to you. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Here is a sample of a car repossession dispute letter template for challenging collection activities related to a deficiency from a motor vehicle repossession. Use our EasyForm to fill out a letter to the repossession company to demand your property. Make a list of what was in the vehicle. (See the sample letter below.) Keep a copy of your property list, demand letter, and proof of mailing. There are special rules for repossession in the Credit Contracts and Consumer Finance Act (CCCFA).