I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. The PCOR is near the bottom of the page under "Change in Ownership Forms".Request written documentation of any agreements associated with the surrender, including the remaining loan balance, potential fees, and any other penalties. California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments as well. Your Registration Code is a unique code created for each vendor number and tenant number. You'll need your tenant number or vendor number. Welcome to Contra Costa County Public Auto Auction. Under California law, your lender can repossess your vehicle the instant you default on your loan terms.