The following are guidelines to help you formulate a repossession policy for the credit union to follow. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office.Plaintiff is Tyler Cook. Defendant is Mountain America Federal Credit Union. They usually start thinking about repossession only after you've missed a payment or two. It's all in the fine print of your loan agreement. Is it possible for a creditor to repossess a vehicle from someone who was not listed on the title, but made payments on it? COPOCO Community Credit Union (E. After some investigating, Sam finds out that his original credit card agreement included an arbitration clause. In credit agreement is a separate agreement from a retail installment contract and is not a term of the retail installment contract.