This article explains how vehicle repossessions work in Ohio, how to prevent them, and how to get your car back if it's been repossessed. The following is a sample vehicle repossession letter disputing collection activities associated with a deficiency from a motor vehicle repossession.Ohio's auto repossession law says that the vehicle lender or secured party can repossess your vehicle if you are just one day late with your payment. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. Attached are the forms you need to file to begin an action for replevin. These forms must be filled out and submitted to the Clerk of the Court together. Once an auto loan has been paid in full, a lien remains attached to the vehicle until you receive the title. Please fill out this card and return promptly in the accompanying envelope, without postage. Please fill out this blank and return it as soon as possible in the enclosed envelope, which requires no postage. Cuyahoga falls hvac.