Notice of Default (Demand Letter). Notices of all properties to be sold are posted on the County Clerk's the web site.This article applies to residential foreclosure in Texas and covers the law. Statute of limitations, notices, postings and reinstatement, sales and more. In a nonjudicial foreclosure, Texas law gives homeowners the right to reinstate their loan in order to avoid a foreclosure sale. Learn how foreclosure works in Texas from the notice of default to eviction. Foreclosure is a legal process that results from a creditor taking legal action against a debtor who was defaulted on their property payments. A copy of each default notice required to be mailed to any Respondent under. The process begins when a borrower defaults on their loan, prompting the lender to issue a notice of default. Other loss mitigation options may be available if you contact your mortgage servicer in a timely manner, including loan modifications.