If a car loan lender can't repossess a vehicle, it will probably get possession of the car through a process called "replevin." While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender.A replevin can be filed at anytime if you are hiding the car and won't return it or they cannot find it. When someone takes your property wrongly and refuses to give it back, you can file a replevin action. Call our debt and bankruptcy lawyers in Dallas and Fort Worth for a free consultation, or fill out the form on this page to get started. Repossession and foreclosure are both processes that a creditor uses to reclaim property you put up as collateral for a loan, the procedures are different. If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference. At that point, there is a court order called a Writ of Replevin demanding the vehicle be turned over to the finance company. This article explains when and why your vehicle or property can be repossessed, your rights, and how you might get the property back.